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Zurich continues strong execution with positive top line momentum and excellent profitability Donnerstag, 06. November 2025 - 06:57

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Ad hoc announcement pursuant to Art. 53 of the Listing Rules
November 06, 2025

Zurich continues strong execution with positive top line momentum and excellent profitability
  • Property & Casualty (P&C) achieves record gross written premiums (GWP) of USD 38.9 billion up 8%, led by exceptional growth in Retail and continued positive momentum in Commercial Insurance.
  • Life continues profitable growth, with gross premiums1 rising by 11% and fee revenues up 17% driven by capital-efficient savings and protection products.
  • Farmers Management Services continues to grow; Farmers Exchanges2 GWP increases 5%. Strong underlying performance supports Farmers Exchanges2 surplus ratio improvement to an excellent 50.9%. Policy count growth accelerated in Q3, increasing by 103k policies3 in the last six months.
  • Capital strength with Swiss Solvency Test (SST) ratio estimated at 257%4 as of September 30, 2025.
 

Zurich Insurance Group (Zurich) continued to deliver strong top-line growth in the first nine months of the year. With a diversified business and robust balance sheet, Zurich is well positioned to capture future growth opportunities and generate attractive long-term returns.

Zurich Insurance Group

Media Relations
Mythenquai 2
8002 Zurich
Switzerland

Phone: +41 (0) 44 625 21 00
E-mail: media@zurich.com
www.zurich.com

 
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Mythenquai 2, 8002 Zurich, Switzerland
 

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This publication has been prepared by Zurich Insurance Group Ltd and the opinions expressed therein are those of Zurich Insurance Group Ltd as of the date of writing and are subject to change without notice.

This publication has been produced solely for informational purposes. The analysis contained and opinions expressed herein are based on numerous assumptions. Different assumptions could result in materially different conclusions. All information contained in this publication have been compiled and obtained from sources believed to be reliable and credible but no representation or warranty, express or implied, is made by Zurich Insurance Group Ltd or any of its subsidiaries (the ‘Group’) as to their accuracy or completeness. Opinions expressed and analyses contained herein might differ from or be contrary to those expressed by other Group functions or contained in other documents of the Group, as a result of using different assumptions and/or criteria. This publication is not intended to be legal, underwriting, financial investment or any other type of professional advice. Persons requiring advice should consult an independent adviser. The Group disclaims any and all liability whatsoever resulting from the use of or reliance upon this publication. Certain statements in this publication are forward-looking statements, including, but not limited to, statements that are predictions of or indicate future events, trends, plans, developments or objectives. Undue reliance should not be placed on such statements because, by their nature, they are subject to known and unknown risks and uncertainties and can be affected by other factors that could cause actual results, developments and plans and objectives to differ materially from those expressed or implied in the forward-looking statements.

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